Pre-Qualify Yourself Now

Take the first step towards a home loan without affecting your credit score, get pre-qualified now! Our proprietary software uses a ‘soft’ credit pull to match your credit history with loan criteria, providing a reliable pre-qualification without impacting your credit.

Pre-Qualify Yourself Now

Take the first step towards a home loan without affecting your credit score, get pre-qualified now! Our proprietary software uses a ‘soft’ credit pull to match your credit history with loan criteria, providing a reliable pre-qualification without impacting your credit.

Refinance

Get lower monthly payments, a shorter loan term or get cash out of your equity to pay off debts or start that dream remodel.

Purchase

FHA, Conventional, VA, Jumbo, USDA and more. Learn about all of your options and the products we offer.

Our Process

We are committed to giving the best experience, best rates, and the best education so that you are prepared for the future. We want to make the smoothest ride for you.

What is Your Home Worth?

Using industry leading technology, our home valuation tool will keep you up to date with emails showing how much your home is worth, equity growth, and other relevant data. 

About Us

We are a crew of passionate people that want to help like-minded individuals and families. With more than 20 years in the industry, our team wants to bring a fun and professional vibe to our industry. We are committed to bringing the best possible experience to our consumers.  We will find the best rates, best fees and educate you to stay on the correct path to reach your financial goals.

Who We Are

We are a team of dedicated people. The drive to be in the outdoors is what inspires us to to find happiness in everything we do. We want to share this love with our clients and for everybody to be part of the Mortgage Ride family. 

Our Mission

Mortgage Ride is committed to one thing, our clients experiencing the best ride. We commit to this by giving our customers the best rates, fees, service and knowledge to attain their goals. 

What We Do

Communication is a priority to help our clients feel comfortable in their decision making. We use our experience to provide a smooth ride through the loan process. 

Popular Products

We offer a wide variety of products, more than what is seen on this page. We can direct you to which loan will best suit your needs. As a mortgage broker we are able to offer wholesale pricing and rates. With so many options out there, the process can get confusing. Call us to guide you through the process. 

FHA

Qualify with a lower credit score, as low as a 3.5% down payment, qualify even with past bankruptcies, or refiannce your existing FHA loan with FHA Streamline to have a lower interest payment.

USDA

No down payment required, 30-year fixed rate, and no cash reserves for closing cost. Elite pricing starting at 640+ FICO.

Conventional

Typically fixed items and rates. This loan is not guaranteed or insured by an government agency such as Federal Housing Administration but instead a private lender.

VA

Finance up to 100% of the loan and have less closing costs as a qualified veteran, service member, or spouse.

Jumbo

Jumbo loans range from $484,351 to $3,000,000 with a low interest rate.

Reverse Mortgage

A homeowner can relinquish equity in their home for regular payments. Used to supplement retirement income.

Message From The Owner

“As CEO and Mortgage Planner with Mortgage Ride, I am dedicated to provide financial solutions for professionals, their clients, individuals and families to help them make informed mortgage decisions that integrate with their personal financial plans.” – Erik Feldman

Ryan Toye

5/5

“Everything was done when said,very timely manner. I literally did everything on my phone very simple process,closed within 30 days. From one Veteran to another,I highly recommend.” – March 2019

Susan HoodJackson

5/5

“Erik and his staff were very professional and were available to answer any questions. They made the loan process easier and were helpful in getting me the best rates . They are trustworthy and honest . I would recommend their services.” – May 2018

Greyson Mellon

5/5

“Eric explained everything to us especially since it was a VA Loan. He let us know what would be available to us and made it easier to find a home in our price range. He kept us updated each week on the progress of the loan. He made it easy with the emails and electronic signing. We would recommend Eric highly.” – February 2017

Lee Gong

5/5

“Erik and his team are very professional. We regularly checked with them about our loan application status and they were always available for questions. They made the process easy and quick. Rates were competitive as well. I highly recommend and will use them in the future.” – February 2019