Loans made or arranged pursuant to a California Finance Lenders Law License No. 6053674. The offer of credit is subject to credit approval.

Loans are subject to buyer/property qualification. Program rates, terms, and fees are subject to change without notice .Loan made or arranged pursuant to a California Finance
Lenders Law License No. 6053674. Payments for both the adjustable and fixed rate mortgages shown above do not include applicable taxes and insurance.

**Disclaimer: Texas Mortgage Banker Disclosure
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS MORTGAGE BANKER ACT, CHAPTER 157, TXAS FINANCE CODE,YOU ARE HEREBY NOTIFIED
OF THE FOLLOWING:COMPLAINTS REGARDING A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS

AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE

DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF

LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND

INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE

DEPARTMENT’S WEB SITE AT www.sml.texas.gov.