Our products

We offer more products and opportunities beyond what you see here on our digital home base. You know how it is, when you start rolling downhill, you have to be ready to ride! As a mortgage banker/broker, we are able to offer wholesale pricing and rates. With all the options out there, let us guide you to great results. That mountain bike trail is a lot more fun when someone knows the way down to the river.


Qualify with a lower credit score, as low as a 3.5% down payment, qualify even with past bankruptcies, or refiannce your existing FHA loan with FHA Streamline to have a lower interest payment.


Finance up to 100% of the loanand have less closing costs as a qualified veteran, service member, or spouse.


No down payment required, 30-year fixed rate, and no cash reserves for closing cost. Elite pricing starting at 640+ FICO.


Jumbo loans range from $548,251 and above

with a low interest rate.

What People Are Saying

“Erik & Team were very helpful every step of the way. They were knowledgeable and always happy to explain any questions I had. They made this stressful process very manageable. Thanks for all your help! Would definitely recommend!!.”


— James V.

“Mortgage Ride has helped me with buyers as a Realtor and as a buyer myself. We just closed on my personal property and it was completely stress free from start to finish. If you don’t want a headache and want to be able to sleep at night, go on a Mortgage Ride!”

– May 2022

— Connor P.

“The team is very organized and on top of communications. Really appreciate all their help and would definitely use them again! Closed on time with no issues.”

– April 2022

— Lori H.

“Erik and his team are awesome!! They are like family and make the process so smooth. They have lots of patience and are very helpful in making sure you are able to get the best rate for you loan. I would definitely recommend them and will use them again and again!!”

– February 2022

— Keith B.

We strive to make the home mortgage journey an exceptional experience for all clients. We hope you found our service and knowledge to have been key in helping you on this Ride. If you did, would you kindly do us a favor, and share your experience to the public review site listed below? The gesture would mean the world to us. 🙏

Get started today

©2024 Mortgage Ride. Mortgage Ride Team is Powered by Community Access Lending

Mortgage Ride

Let’s talk about escrow & titles roles in a transaction! DM ME! •